Shop Personalised Gifts only use secure payment processors for your safety. Preventing fraud with the knowledge that you will be safe when purchasing any item from us. Shop Personalised Gifts - Toyzstore is Security Verified. In order for SHOP PERSONALISED GIFTS to become security verified by PayPal & Shopify Payments - Stripe we need to verify that our website is using at least 256-Bit SSL Encryption on pages where private information can be entered, such as credit cards, Social Security numbers, loan information, etc. and we monitor the SSL certificates expiration. Shop Personalised Gifts payment providers are also PCI compliant.
We trust our customers and they trust us
- Clearpay is built on trust and is a free service for the customer. We take the risk for both
the customer and our retail partners, with the only expectation being that the customer
holds up their end of the deal and pays on time.
We are a budgeting tool
- Split payments into 4 instalments every 2 weeks.
- Pay nothing extra when you pay on time, according to your payment schedule.
- Easy to view orders and payment schedules in the app to manage all budgets
We position ourselves as a shopping platform
- Clearpay is a lifestyle product. Clearpay makes shopping more convenient. Enabling you
to get the things you want, when you want them while managing payments over time.
We encourage responsible spending
- Payment reminders - communication via SMS and email prior to payments
becoming due. Clearpay does everything to help customers pay on.
- Clearpay benefits from customers paying off their orders in full and on time.
- Clearpay applies personal order and account limits – they start low and increase as repayment history with Clearpay is positive.
We are a new way to shop, book and pay!
To view the full terms and conditions please go here
For Clearpay responsible spending policy please go here
Split your purchase into three equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card details of your choice and make automatic payments every 30 days. Your first instalment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. No interest or fees. Please note minimum spend for Klarna instalments is £35.00
Klarna has strong anti-fraud controls in place to protect our customers and prevent fraudsters from making unauthorised purchases.
We've partnered with Klarna to bring you flexible payments at checkout! Your bill is split into three equal payments which are collected every 30 days. No added interest or fees. Klarna encourages responsible lending. For more information please visit our Klarna FAQ's page hear
For Klarna responsible spending policy please go here
Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately.
The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
Once you select Pay by Laybuy at checkout and complete your purchase, the merchant/retailer ships any products directly to you at the delivery address you have requested. To view the full terms and conditions please go here
For Laybuy responsible spending policy please go here
Security is one of the biggest considerations in everything Stripe do. Stripe provide three methods for tokenizing your customer’s payment information (e.g., card number, expiration date, CVC, ZIP/postal code) over HTTPS:
Stripe has been audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry. To accomplish this, we make use of best-in-class security tools and practices to maintain a high level of security at Stripe.
HTTPS and HSTS for secure connections
Stripe forces HTTPS for all services using TLS (SSL), including our public website and the Dashboard.
Stripe.js is served only over TLS
Stripe’s official libraries connect to Stripe’s servers over TLS and verify TLS certificates on each connection
Stripe regularly audit the details of our implementation: the certificates we serve, the certificate authorities we use, and the ciphers we support. We use HSTS to ensure browsers interact with Stripe only over HTTPS. Stripe is also on the HSTS preloaded lists for both Google Chrome and Mozilla Firefox.
Encryption of sensitive data and communication
All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines. None of Stripe’s internal servers and daemons are able to obtain plaintext card numbers; instead, they can just request that cards be sent to a service provider on a static whitelist. Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure, and doesn’t share any credentials with Stripe’s primary services (API, website, etc.)
PayPal deliver one of the most secure payment platforms in the world. After more than a decade as the leader in online payments, we've learned a thing or two about keeping your information safe.
We can spot problems before they happen
We use fraud prevention technology that monitors transactions for suspicious activity.
We have a team of over 2,000 specialists including former law enforcement officials, working to protect you from fraud and identity theft.
To help weed out fraudulent activity, every transaction is reviewed by state of the art models.
We ensure users who send or receive large amounts of money have successfully completed our verification system and identity check.
PayPal uses state of the art encryption
Safeguarding your financial and personal information is one of our most important priorities. That's why we automatically encrypt all sensitive information sent between your computer and our systems, ensuring your information is kept private.
The geeky details
When registering or logging in to our site, we verify that your Internet browser is running Secure Sockets Layer 3.0 (SSL) or higher. Information is protected by SSL with an encryption key length of 168 bits (the highest level commercially available). We store your personal information and ensure its heavily guarded both physically and electronically. To further safeguard your debit and credit card numbers and your bank account details, we do not directly connect our firewall-protected servers to the Internet.